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Finance & Tax FAQs
Answers to Your Questions About Construction.
Still Have Questions?
If your question isn’t answered here, please contact us directly—we are happy to help!
Appointment Questions
How do I prepare for my initial consultation?
Bring your most recent tax returns, financial statements, payroll summaries (if a
business owner), and a list of your financial goals or concerns. If you’re interested in retirement or tax mitigation strategies, details about your entity structure, recent major
transactions, and employee census (if applicable) are helpful.
What types of clients do you serve?
We specialize in helping small to mid-sized business owners (typically $500K–$50M
revenue), high-income professionals, entrepreneurs, and owners with substantial tax
liabilities.
Which services do you offer besides tax accounting?
Our core offerings include advanced tax mitigation, business entity structuring,
retirement plan design (cash balance, 401(k), profit sharing), insurance & asset
protection, estate and succession planning, and general business advisory.
Tax & Accounting
How can I reduce my business or individual tax liability?
We use proactive planning strategies including cost segregation, R&D tax credits,
custom entity structuring, retirement plans, and optimized expense management
tailored to your business and personal situation.
Do you offer IRS representation and audit support?
Yes. We provide full IRS and state representation, handle correspondence and
negotiations, and guide you through audits or tax disputes.
What documents should I provide for tax preparation?
For businesses: prior year tax returns, financial statements, payroll records, and details
on major purchases or sales. For individuals: W-2s/1099s, investment documents,
property records, and statements on charitable contributions.
Can you help me decide if I should incorporate as an LLC, S Corp, or C Corp?
Absolutely. We offer tailored guidance comparing the tax, legal, and operational
advantages of different business entities for your specific goals.
Do you provide year-round tax planning?
Yes. Our tax mitigation services are proactive and ongoing—not just seasonal. We
schedule regular check-ins to adjust strategies as your situation evolves.
Retirement & Employee Benefits
What is a cash balance plan, and is it right for my business?
A cash balance plan is a type of defined benefit pension that allows much larger tax-
deferred retirement contributions than a 401(k). Often ideal for owners with high income
wanting to rapidly build retirement savings and lower taxable income.
How do 401(k)s and profit sharing plans work for small businesses?
We design customized plans that fit your workforce and maximize owner/employee
deferrals. Our team handles plan setup, compliance, and ongoing administration.
Can you compare a basic 401(k) to a cash balance plan?
Yes. We provide side-by-side analyses so you can see the differences in contribution
limits, tax impacts, flexibility, and long-term benefits.
Do you assist high-net-worth individuals with W-2 planning and deferred comp?
Yes, we advise on optimizing current income, maximizing retirement savings, and
coordinating with other employer benefits.
Insurance, Asset, and Risk Management
What types of business insurance solutions do you offer?
We consult on business overhead expense (BoE) insurance, key man insurance,
captive insurance, split dollar arrangements, and more—focusing on what protects and
benefits ownership and legacy.
Do you provide premium financing and estate protection advice?
Yes. We advise on advanced strategies like premium financing for large policies and
develop estate plans to efficiently transfer wealth and minimize taxes.
Compliance & Support
How can I securely send you my files?
We use SmartVault, a secure online portal where clients can upload, access, and
manage important documents 24/7.
What is the process should I receive an IRS or state audit letter?
Contact us immediately. We’ll review the notice, develop a response strategy, and
represent you directly with tax authorities.
If I need guidance outside tax season, can I call for advice?
Absolutely! We encourage our clients to reach out year-round for tax and financial
strategy inquiries.
Entity Formation & Business Advisory
Can you help me decide the best entity structure for my new business?
Yes—we analyze your business type, tax situation, and growth plans to recommend the
most tax-advantaged and scalable structure.
Do you offer guidance for business sales, mergers, or succession planning?
We specialize in structuring business exits and legacy transitions to minimize taxes and
maximize value.
International/Foreign National Services
Do you work with foreign nationals or cross-border businesses?
Yes. Our team supports international entrepreneurs and investors with business setup,
U.S. compliance, and advanced tax optimization strategies.
Fees & Services
How are your fees structured?
Our fees are determined on a case-by-case basis, depending on the complexity and
scope of your needs. For clients who use our accounting services, we provide
complimentary tax planning at no additional charge. This approach ensures you receive
maximum value and proactive strategies tailored to your unique business and financial
situation. If you have questions about specific service pricing, please contact us for a
personalized consultation.
What value-adds or resources do you provide clients?
Clients receive access to ongoing planning sessions, educational webinars, custom tax-
saving calculators, and exclusive guides designed for business owners and high-income
professionals.
Appointment Questions
How do I prepare for my initial consultation?
Bring your most recent tax returns, financial statements, payroll summaries (if a
business owner), and a list of your financial goals or concerns. If you’re interested in retirement or tax mitigation strategies, details about your entity structure, recent major
transactions, and employee census (if applicable) are helpful.
What types of clients do you serve?
We specialize in helping small to mid-sized business owners (typically $500K–$50M
revenue), high-income professionals, entrepreneurs, and owners with substantial tax
liabilities.
Which services do you offer besides tax accounting?
Our core offerings include advanced tax mitigation, business entity structuring,
retirement plan design (cash balance, 401(k), profit sharing), insurance & asset
protection, estate and succession planning, and general business advisory.
Tax & Accounting
How can I reduce my business or individual tax liability?
We use proactive planning strategies including cost segregation, R&D tax credits,
custom entity structuring, retirement plans, and optimized expense management
tailored to your business and personal situation.
Do you offer IRS representation and audit support?
Yes. We provide full IRS and state representation, handle correspondence and
negotiations, and guide you through audits or tax disputes.
What documents should I provide for tax preparation?
For businesses: prior year tax returns, financial statements, payroll records, and details
on major purchases or sales. For individuals: W-2s/1099s, investment documents,
property records, and statements on charitable contributions.
Can you help me decide if I should incorporate as an LLC, S Corp, or C Corp?
Absolutely. We offer tailored guidance comparing the tax, legal, and operational
advantages of different business entities for your specific goals.
Do you provide year-round tax planning?
Yes. Our tax mitigation services are proactive and ongoing—not just seasonal. We
schedule regular check-ins to adjust strategies as your situation evolves.
Retirement & Employee Benefits
What is a cash balance plan, and is it right for my business?
A cash balance plan is a type of defined benefit pension that allows much larger tax-
deferred retirement contributions than a 401(k). Often ideal for owners with high income
wanting to rapidly build retirement savings and lower taxable income.
How do 401(k)s and profit sharing plans work for small businesses?
We design customized plans that fit your workforce and maximize owner/employee
deferrals. Our team handles plan setup, compliance, and ongoing administration.
Can you compare a basic 401(k) to a cash balance plan?
Yes. We provide side-by-side analyses so you can see the differences in contribution
limits, tax impacts, flexibility, and long-term benefits.
Do you assist high-net-worth individuals with W-2 planning and deferred comp?
Yes, we advise on optimizing current income, maximizing retirement savings, and
coordinating with other employer benefits.
Insurance, Asset, and Risk Management
What types of business insurance solutions do you offer?
We consult on business overhead expense (BoE) insurance, key man insurance,
captive insurance, split dollar arrangements, and more—focusing on what protects and
benefits ownership and legacy.
Do you provide premium financing and estate protection advice?
Yes. We advise on advanced strategies like premium financing for large policies and
develop estate plans to efficiently transfer wealth and minimize taxes.
Compliance & Support
How can I securely send you my files?
We use SmartVault, a secure online portal where clients can upload, access, and
manage important documents 24/7.
What is the process should I receive an IRS or state audit letter?
Contact us immediately. We’ll review the notice, develop a response strategy, and
represent you directly with tax authorities.
If I need guidance outside tax season, can I call for advice?
Absolutely! We encourage our clients to reach out year-round for tax and financial
strategy inquiries.
Entity Formation & Business Advisory
Can you help me decide the best entity structure for my new business?
Yes—we analyze your business type, tax situation, and growth plans to recommend the
most tax-advantaged and scalable structure.
Do you offer guidance for business sales, mergers, or succession planning?
We specialize in structuring business exits and legacy transitions to minimize taxes and
maximize value.
International/Foreign National Services
Do you work with foreign nationals or cross-border businesses?
Yes. Our team supports international entrepreneurs and investors with business setup,
U.S. compliance, and advanced tax optimization strategies.
Fees & Services
How are your fees structured?
Our fees are determined on a case-by-case basis, depending on the complexity and
scope of your needs. For clients who use our accounting services, we provide
complimentary tax planning at no additional charge. This approach ensures you receive
maximum value and proactive strategies tailored to your unique business and financial
situation. If you have questions about specific service pricing, please contact us for a
personalized consultation.
What value-adds or resources do you provide clients?
Clients receive access to ongoing planning sessions, educational webinars, custom tax-
saving calculators, and exclusive guides designed for business owners and high-income
professionals.
FAQ
Answers to Your Questions About Construction.
Still Have Questions?
If your question isn’t answered here, please contact us directly—we are happy to help!
